Catalog Cards
Catalog cards, unlike traditional credit lines, only allow the cardholder to make purchases at specific locations. With catalog cards, unrestricted purchases cannot be made with this type of card other than at the specified locations. Catalog Cards are a good option for people with bad credit, as catalog programs are usually easier to get approved. These catalog cards can also help reestablish a good credit history with reporting to the major credit bureaus. Catalog credit cards can be an excellent choice to begin to rebuild.
Choosing an Online Catalog Credit Card
Top catalog programs are issued by USA Credit. These catalog cards do not function as a typical charge account but rather all shopping must be done at usashoppingclub.comthe USA Credit Catalog. You will be given a line of credit and your catalog card can be used at the store. Payments are also reported to the major credit bureaus so you build your credit while making ontime payments with yoru catalog credit cards. These programs do not charge an apr.
